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Goldfinch is a credit protocol that aims to expand access to capital by creating a global credit marketplace. It allows borrowers from various countries, including startups and institutions, to borrow from the same capital markets. Goldfinch operates in 28 countries and offers loans to borrowers using over-collateralized real-world assets and income. The protocol is built on-chain with interoperability and aims to provide access to capital for all. It is community-driven and decentralized, with a focus on building a more inclusive and globalized financial future.